SEC-NASAA Investor Bulletin: Making Sense of Financial Professional Titles NEW!
 
The Securities and Exchange Commission’s (SEC) Office of Investor Education and Advocacy and the North American Securities Administrators Association (NASAA) are jointly issuing this Investor Bulletin to help investors better understand the titles used by financial professionals. The requirements for obtaining and using these titles vary widely, from rigorous to nothing at all. To use certain titles, a financial professional may need to pass exams, meet ethical standards, have relevant work experience, and undertake continuing education. Other titles, however, may be obtained with little time, effort, and experience. Download PDF (This booklet is not available for order.)

NASAA -- Cutting Through the Confusion
 
This 7-page booklet provides practical guidance about how consumers should go about selecting a financial advisor to assist them with their investments. It offers a clear, common sense discussion of the key differences between brokers, investment advisers and financial planners. This booklet is the result of a collaborative effort between the North American Securities Administrators Association, Investment Adviser Association, CFA Institute and the Financial Planning Coalition, which is comprised of Certified Financial Planner Board of Standards, the Financial Planning Association and the National Association of Personal Financial Advisors. Download PDF (This booklet is not available for order.)

Are You an Informed Investor? Energy Investments NEW!
 
With energy demands and a desire for energy independence increasing globally, investments in traditional and alternative energy resources are being promoted more often and are becoming attractive to investors. Some examples include: wind turbines, solar panels, biodiesel, ethanol, coal, oil, gas, hydrogen, wave, geothermal, oil sands, and liquefied natural gas. These investments are highly risky and are not appropriate for all investors. It is not unusual for unscrupulous promoters to follow the headlines and take advantage of unsuspecting investors by engaging in fraudulent practices. Download a copy of this two-page investor alert to learn more about energy investments and how you can protect yourself from fraud.

Are You an Informed Investor? Private Placements NEW!
 
In 2012, Congress passed the JOBS Act, which directs the Securities and Exchange Commission (SEC) to implement rules that, among other things, allow general solicitation and advertising of private placement offerings that are made in reliance on Regulation D, Rule 506. Once implemented, those rules will allow companies and promoters to offer securities through means such as direct mail, cold calls, free lunch seminars and media advertisements. As a result, unscrupulous companies and promoters may take advantage of the new rules to offer potentially fraudulent investments. Download a copy of this two-page investor alert to learn more about private placement offerings and how you can protect yourself from fraud.

Are You an Informed Investor? Financial Service Providers NEW!
 
Whether you are just starting a retirement fund or need additional help with growing and managing your money, you may benefit from selecting an investment services professional. Finding a person who is knowledgeable, affordable, and trustworthy may be a challenging process. This advisory provides basic information on three types of investment services professionals and their obligations to you as a client: broker-dealer agents, investment adviser representatives, and financial planners. An individual professional can hold any of these three credentials or titles, among others. Download a copy of this two-page investor alert to learn more about financial service providers and how you can protect yourself from fraud.

Are You an Informed Investor? Crowdfunding NEW!
 
The Internet has become an inexpensive and easy way for individuals and businesses to raise money for their activities. Congress has directed the Securities and Exchange Commission (SEC) to create rules exempting crowdfunding from the securities registration laws. Once implemented these rules will remove restrictions on start-up companies seeking investors over the Internet. Investors should be on the lookout for unscrupulous issuers and intermediaries who may attempt to engage in crowdfunding before the rules are written or misuse crowdfunding to steal from investors through false and misleading representations. Download a copy of this two-page investor alert to learn more about crowdfunding and how you can protect yourself from fraud.

Small Business Advisory: Crowdfunding NEW!
 
On April 5, 2012, President Obama signed into law the Jumpstart Our Business Startups (JOBS) Act, a series of legislative provisions intended to facilitate capital formation in the United States. Part of this legislation included the CROWDFUND Act, which will allow entrepreneurs to raise capital by offering to sell interests in their businesses over the Internet. However, the Act places limitations on how and to whom a small business can sell its securities. Download a copy of this advisory to learn what every business owner should know to determine if crowdfunding is right for you.

Clinicians Pocket Guide on Elder Investment Fraud and Financial Exploitation NEW!
 
This easy-to-use pocket guide provides doctors with a checklist of things to look for which might indicate a patient is vulnerable to elder financial abuse. A list of potential questions doctors might ask their patients is included as are referral resources. A "MUST HAVE" for practices with elderly patients. Order Free Booklet or download a copy of this pocket guide.

Patient Education Brochure - Elder Investment Fraud and Financial Exploitation NEW!
 
Order Free Booklet or download a copy of this free patient brochure detailing the signs of potential elder financial abuse which medical professionals and senior advocates may display in their lobbies or make available to clients, patients or their patients' caregivers.

Are You an Informed Investor? Social Networking NEW!
 
Social networking allows people to connect to one another quickly and easily. But it also allows con artists to find potential victims more quickly. What are the red flags of an online investment scam? Order Free Booklet or download a copy of this two-page investor alert to learn how you can protect yourself from fraud in social networking.

Are You an Informed Investor? Exchange Traded Funds NEW!
 
Exchange Traded Funds (ETFs) have grown increasingly popular among retail investors. But what are ETFs? What are the risks associated with ETFs and are they suitable for you? Order Free Booklet or download a copy of this two-page investor alert about ETFs.

Are You an Informed Investor? Derivatives NEW!
 
Do you know what derivatives are? Before you invest in these complex financial products, Order Free Booklet or download a copy of this two-page investor alert that explains some of the more common types of derivatives.

Are You an Informed Investor? Gold NEW!
 
Do you think gold is a safe investment? The answer might surprise you. Order Free Booklet or Download a copy of this two-page investor alert that lists ten issues to consider before you make a gold-related investment.

Are You an Informed Investor? Peer-to-Peer Lending NEW!
 
Do you know what peer-to-peer lending is? How safe is it? How does it work? Who regulates peer-to-peer lending? To learn more, Order Free Booklet or download a copy of this two-page investor alert that explains this emerging online financial service.

NASAA -- A Century of Investor Protection (1911 - 2011)
 
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Financial Field Manual: The Personal Finance Guide for Military Families
 
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Five Keys to Investing Success
 
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Getting Help With Your Investments
 
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Mutual Funds and ETFs: Maybe All You'll Ever Need
 
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The Basics for Investing in Stocks
 
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A Primer for Investing in Bonds
 
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Affinity Fraud New
 
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Baby Boomers Beware New
 
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Securities Division Informational Sheet New
 
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Fighting Fraud 101
 
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A Salute To Smart Investing
 
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Safe Investing Guide
 
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Scams and Swindles: An Educational Guide to Avoiding Investment Fraud
This publication was produced by the National Futures Association (NFA).
 
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Single copies of this brochure are offered free of charge from the NFA. Individuals may order a copy of the publication by calling NFA's Information Center toll-free at (800) 621-3570, or by emailing NFA at information@nfa.futures.org.

Understanding Your Brokerage Account Statements (En Espanol)
 
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Understanding Your Brokerage Account Statements (English)
 
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Maximize Your Retirement Investments
 
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Where To Invest Your College Money
 
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Resolving Problems With Securities Firms
 
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Ponzi Schemes
 
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Investment Terminology: Words To Earn By
 
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Internet Fraud And Abuse
 
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Choosing A Stockbroker
 
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Ten Do's And Don'ts for Investors
 
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Unsuitable Investments
 
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Frauds Aimed at Senior Citizens
 
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