For more information, please contact us at:
The Uniform Commercial Code Section
Department of the Secretary of State
PO Box 29626
Raleigh, NC 27626-0626
The Uniform Commercial Code Section operates under Chapter 25, Article 9 of the
North Carolina General Statutes to provide a method of giving notice of a security
interest in personal property to interested third parties. The method adopted is
a "notice" filing system. Record information in the UCC Section is open to the public,
and can be searched for free over the Internet.
This Section provides an essential service to the business community, offering a
repository of records of UCC and federal lien documents. It also has the character
of a public "bulletin board" with regard to liens against personal property.
Lien information on any person or business may be obtained from the UCC Section
upon request. Such information may be used to determine whether a lender would be
interested in extending credit to the small business owner to, for example, provide
capital for purchasing equipment or raw materials. The small business owner may,
in turn, access the Section's records to determine whether to extend credit to customers
by taking a security interest in the finished product to be sold.
Without the services offered by the UCC Section, the lender or small business owner
might be required to check county lien records in several counties in order to get
a true financial picture of the person or business involved in the potential transaction.